Business Services

Business Accounts

TFCU is excited to offer you an array of business deposit accounts tailored to fit your individual business needs:

  • Business Share Savings

  • Basic Business Checking

  • Business Plus Checking

  • Basic Insured Money Market Account

  • Business Share Certificates

Basic Business Checking is ideal for small businesses with lower monthly check writing and deposit activity.


Business Plus Checking is for businesses that have higher liquidity and transaction volume and are interested in earning dividends.


A TFCU Business Insured Money Market Account combines the benefits of an insured investment savings with the flexibility of a business checking account.



  Basic Checking Plus Checking
Balance Requirements $0 $2,500
Monthly Service Fee $10 $15
* If it falls below $2,500
Transaction Activity Fee 25 free debits,
Over fee of $0.30 per item.
75 free debits,
Over fee of $0.25 per item.
Minimum To Open $100 $250
Dividend Earnings None Yes, if account maintains an average daily balance of $2,500 or more.
Debit Cards Included Included
Automatically Overdraft From Share Account or Line-Of-Credit Yes - Free Yes - Free
Online Banking Included Included
Online Check Images Included Included
E-Statements Included Included


Disclosure on: Prohibition Against Unlawful Internet Gambling


Federal law, the Unlawful Internet Gambling Enforcement Act of 2006, and implementing regulations prohibit commercial customers from receiving deposits or other credits of any kind relating to their operation of an illegal Internet gambling business. El Paso Area Teachers Federal Credit Union is required to enforce that prohibition.


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