About TFCU

About Us

Established in 1936, El Paso Area’s Teachers Federal Credit Union (TFCU) began as a credit union that provided the area’s teachers and their families with quality financial products and services.

Today, TFCU has expanded their charter to everyone in El Paso County! We’re stronger than ever with over 60,000 members and over $670 million in assets—and you can join us! If you live, work, or worship in El Paso County, you’re welcome to join the TFCU family and enjoy all the benefits we have to offer!

With TFCU you won’t need another financial institution.

We offer:

The Credit Union Difference

What is the credit union difference? It’s simple. We’re better than a bank because we’re a financial cooperative that’s owned by our membership. At a credit union, there are no big shareholders making all the calls. Our members have a direct impact on the direction we take. And credit unions also have a member-elected volunteer Board of Directors that manages every decision with the members’ best interest at the forefront.

TFCU follows the credit union credo of “people helping people”, so any profits we enjoy are returned back to our members in the form of higher dividends, lower fees, lower rates, and more.

Finally, with a credit union, your money has the same stability it would with any traditional bank because your deposits are insured for up to $250,000 by the National Credit Union Administration, or the NCUA.

Vision Statement

Your premier financial institution through trust, education, and excellent member service stimulating personal enrichment and community economic development.

Monthly Financial Reports

Statement of Financial Condition

Statement of Income and Expenses

Not a member of TFCU yet? Become a member and open your account online! For more information, visit one of our branches, or call us at 915-843-TFCU (8328), today!

Directors

Board of Directors

Lillian Crouch - Chairman

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Lillian Crouch has served on the Credit Union’s Board of Directors since 1992. During this time, she has held the positions of Chairman, Vice-Chairman, Secretary, Treasurer, and Board Liaison to the Supervisory Committee.

Mrs. Crouch retired from the El Paso Independent School District in 2001 after thirty-two years of service. During her career, she was an elementary and a junior high school principal. She retired from EPISD as the Executive Director of Human Resources.

Mrs. Crouch is the recipient of several community awards, including UTEPs College of Education 2012 Gold Nugget Award, and was inducted into the Commission for Women Hall of Fame in 2005. Her commitment to the community has been through service-oriented activities. These activities include serving on the Board of Directors of the following: El Paso Community Foundation, Woman’s Club of El Paso, and the Woman’s Auxiliary University of Texas at El Paso.

Richard Perez - Vice-Chairman

Richard Perez has served on the Credit Union's Board of Directors since 2006. He has been a member of TFCU for over 42 years and prior to his Board appointment, he served on the Credit Union’s Nominating Committee for three years. He retired from the El Paso Independent School District after a 30-year career as a teacher and administrator. He is currently an independent test administrator for several schools and businesses, and a part-time adjunct professor for Texas A&M-Corpus Christi University.

Armando Novoa - Secretary

Armando Novoa has served on the Credit Union's Board of Directors since 2015. He recently joined the TFCU Board after serving over 15 years with the Board of Directors for Golden Key FCU, with the last five years serving as Chairman. Mr. Novoa worked for Safeway for 25 years and at Montana Beverage for 5 years. For the past 15 years, Mr. Novoa has been working in the automotive customer service industry.

Mr. Novoa is very involved in the community having served on the Curriculum Advisory Board at David L. Carrasco Job Corps for three years and part of the Head and Neck Cancer support group at Providence Outpatient Hospital.

Rene Chavez - Treasurer

Rene Chavez has served on the Credit Union's Board of Directors since 2016. He has been a member of TFCU for over 30 years and served on the credit union’s Supervisory Committee from July 2007 to October 2015 before becoming a Board Member. Mr. Chavez attended UTEP and the University of Phoenix and has a bachelor’s degree in Business Administration and a Master’s in Organizational Management. He worked for Socorro ISD from 1997 to 2010 where he served as a Compensation Officer, a Payroll Manager and 8 years as a Director of Human Resources.

In August of 2010, Mr. Chavez was named the Director of Human Resources for the Clint ISD and in 2017 was named Chief Human Resources Officer for Clint ISD. He continues to work in this capacity today. He has also taught business management and organizational behavior courses at the University of Phoenix.

Alberto Lopez, Jr. - Director

Alberto Lopez, Jr. has served on the Credit Union's Board since 1998. During this time, he has also held the position of Board Secretary and Vice-Chairman.

Mr. Lopez is the Assistant Vice President for University Relations at the University of Texas at El Paso. His 29-year career in education began as a high school teacher in Sherman, Texas.

Previous positions include: Executive Director for UTEP's office of External Relations, Director of Recruitment and Scholarships, Assistant Director of External Relations at UTEP, Admissions Counselor for New Mexico State University, Field Researcher for System Development Corporation and other college counselor and director positions.

Art Jordan - Director

Art Jordan has served on the Credit Union's Board of Directors since 2003. He has held the positions of Chairman, Vice-Chairman, Treasurer and Secretary during this time. Prior to joining the Board, Mr. Jordan served on the Credit Union’s Nominating Committee for five years.

Mr. Jordan retired in 2008 as the Executive Director of Research, Accountability, and Assessment for the El Paso Independent School District. He began his career with EPISD in 1982 as a math teacher at Bowie High School. He also worked for 12 years as a part-time math instructor at El Paso Community College and 1½ years as a program evaluator for the Head Start Program. Mr. Jordan is an independent educational consultant and is very active in the community.

Greg Lucas - Director

Gregory Lucas has served on the Credit Union's Board of Directors since 2015. Prior to this he served on the Board of Directors for Golden Key FCU since 2010. He held the position of secretary and also served on their ALCO committee. He brings over 18 years of experience from the retail grocery business from Safeway Foods, Inc. and Furr’s, Inc.

Mr. Lucas is currently on his 25th year at Frito Lay as District Manager.

Rene Vargas - Director

Rene Vargas has served on the Credit Union's Board of Directors since 2014. He is a native El Pasoan that graduated from Riverside High School. After graduation, he enlisted in the U.S. Marine Corps where he served with the Marine Corps Air Wing Division. He was honorably discharged after serving six years of active and inactive duty. Upon returning home, he acquired an associate’s degree in electronics and began his career as an electronic technician.

He also attended UTEP and received a bachelor’s degree in business administration concentrating in accounting. He has over 20 years experience in accounting and business and is currently employed by Socorro I.S.D. as the Director of Business Services. Mr. Vargas has been a member of TFCU since 2000 and has served on the Credit Union’s Supervisory Committee since January of 2007.

John H. Alarcon - Director

John Alarcon is a new member of the Credit Union's Board of Directors. Previously, he served in the Credit Union's Supervisory Committee for the past four years. He is a native of El Paso who received his bachelor's degree in Accounting from the University of Phoenix. He is currently employed by the Education Service Center Region 19 as the Director of Facilities Maintenance, Transportation, and Support. Before this role, Mr. Alarcon was the Director of Maintenance and Operations for Socorro ISD from 2005 to 2015. Mr. Alarcon has been an active member of the Texas Association of School Business Officials for over 15 years. His volunteer work in the community includes being a confirmation instructor and a finance coordinator at San Felipe de Jesus Catholic Church. He has been a member of TFCU for over 25 years.

Supervisory Committee

Management

Max Villaronga, President/CEO
Mahlon McCaleb, Executive Vice-President and Chief Financial Officer
Armando Acosta, Vice-President, Facilities and Purchasing
Patricia L. Alvarado, Vice-President, Operations
Eliana Avila, Vice-President, Human Resources
Arturo Bujanda, Vice-President, TFCU Holdings
Michael Morales, Vice-President, Real Estate and Business Lending
Charles Trimbath, Vice-President, Information Technology
Kiana Wright, Vice-President, Consumer Lending
Alejandro Yu, Vice-President, Marketing
Elizabeth Zamora, Vice-President, Compliance

Holidays

TFCU will close in observance of the following 2022 Holiday Schedule.

Close Date	Holiday	Day of Week
January 1, 2022	New Year's Day	Saturday
January 17, 2022	Martin Luther King, Jr. Day	Monday
February 21, 2022	Presidents' Day	Monday
April 16, 2022	Easter Observance	Saturday
May 30, 2022	Memorial Day	Monday
June 20, 2022	Juneteenth National Independence Day	Monday
July 4, 2022	Independence Day	Monday
September 5, 2022	Labor Day	Monday
October 10, 2022	Columbus Day	Monday
November 11, 2022	Veterans Day	Friday
November 24, 2022	Thanksgiving Day	Thursday
December 24, 2022	Christmas Eve	Saturday
December 26, 2022	Christmas Day Observance	Monday
December 31, 2022	New Year's Eve	Saturday
January 2, 2021	New Year's Day Observance	Monday

About Us

About Us

Directors

Board of Directors

Lillian Crouch - Chairman

Richard Perez - Vice-Chairman

Armando Novoa - Secretary

Rene Chavez - Treasurer

Alberto Lopez, Jr. - Director

Art Jordan - Director

Greg Lucas - Director

Rene Vargas - Director

John H. Alarcon - Director

Supervisory Committee

Rene Vargas - Chairman

Heber Moya - Member

Richard Romero - Member

Emma Romero - Member

Michelle Hill - Member

Marianne Rosas-Ayub - Member

Sandra Serio - Member

Norma Wong Santaguida - Member

Management

Holidays

TFCU will close in observance of the following 2022 Holiday Schedule.

Personal Device?

About Us

About Us

Directors

Board of Directors

Lillian Crouch - Chairman

Richard Perez - Vice-Chairman

Armando Novoa - Secretary

Rene Chavez - Treasurer

Alberto Lopez, Jr. - Director

Art Jordan - Director

Greg Lucas - Director

Rene Vargas - Director

John H. Alarcon - Director

Supervisory Committee

Rene Vargas - Chairman

Heber Moya - Member

Richard Romero - Member

Emma Romero - Member

Michelle Hill - Member

Marianne Rosas-Ayub - Member

Sandra Serio - Member

Norma Wong Santaguida - Member

Management

Holidays

TFCU will close in observance of the following 2022 Holiday Schedule.