Keep it cash flow positive while keeping track of the money coming in and going out with Basic Business Checking. Perfect for small businesses that don’t have a lot of transactions.

• No balance requirements
• Low $10 monthly service fee
• 25 free debits per month
• Only $.30 per item after 25 debits
• Open with just $100
• Free debit card
• Free Online Banking
• Free eStatements
• Free overdraft from Savings

Your small business can be a seamless operation starting with how you pay bills. With Business Bill Pay from TFCU, you can pay your business expenses anytime, from anywhere. Easily make any company or individual a payee and schedule your payments with just a few clicks. With Business Bill Pay, you can keep track of your business finances all in one place.

• View and approve pending payments
• Track payment history up to 18 months
• Create audit trails
• Multi-tiered authority levels so you can delegate payment functions
• Same-day and next-day payments
• Extended daily cut off window to submit payments
• Pay multiple invoices with one payment
• Newest security technology to keep your information safe

Enroll in Business Bill Pay

If you need a safe place to keep your savings and also want to have it available when you need it, then a Business Insured Money Market Account is for you. Get a higher dividend yield than a regular Business Share Account with check writing abilities—so you can use your money when you need it.

• Dividends earned and compounded daily
• Tiered dividends
• Competitive rates
• Money is liquid with no withdrawal fees
• Check writing abilities

Business Plus Checking is a solution for businesses that have a higher transaction volume and liquidity. If that’s your business, you’ll earn dividends, too.

• $2,500 balance requirement
• Just $250 to open
• Earn dividends when average daily balance is $2,500 or more
• No monthly service fee with $2,500 average daily balance
• Free debit card
• 75 free debits per month
• Only $.25 per item after 75 debits
• Low $.25 per item debit fee
• Free Online Banking
• Free eStatements
• Free overdraft from Savings

In business, nothing is guaranteed—except a Business Share Certificate from TFCU. Get a guaranteed return on your investment and a higher dividend yield. At maturity, you can roll into another term, or transfer into a different deposit account.

• As low as $500 to open
• Flexible terms from 3 months to 5 years
• Earn dividends that compound monthly/quarterly

Have a safe place to keep all those profits… and watch them grow! Business Share Savings offer you an account that’ll earn dividends and access to your money anytime.

• $25 to opening balance
• No monthly fees
• Free Online Banking
• No minimum balance requirement

TFCU’s Share Certificate Secured Loans allow you to borrow against what you have on deposit in a Share Account, so you get the lowest rate possible. The best part is the money in your Share Account continues to accrue interest!

• Low fixed rates
• Flexible terms
• Quick turnaround time
• No fees

Business growth sometimes means getting a bigger space or purchasing your own property as opposed to leasing. TFCU is here to help with a Commercial Real Estate Loan!

• Use for land, investment properties, office buildings, multi-family, warehouses, and strip centers
• Low fixed rate financing available
• Flexible terms
• Refinancing is also available

Get a Term Loan for your company needs. Use it to purchase equipment or a new vehicle… or just about anything else you need with ease.

• Competitive rates
• Flexible terms
• Use for your business short & long term asset financing

At TFCU, we don’t believe in growing pains. When it’s time for your business to expand, we make it easier for you to borrow what you need when you need it. That’s where a Business Revolving Line of Credit can help.

This Line of Credit gives you access to more cash for working capital, large purchases, or just daily business needs. Get approved for an amount, but only pay back what you use… when you use it.

• Get secured and unsecured financing
• Competitive rates
• Pay interest only on what you borrow