Owning a business is a night and day job, and you work hard at it. You need a financial institution that’ll work as hard as you do and give you personalized service, too.
Let TFCU be your financial partner with our suite of Business Services. We offer services from a staff that’ll get to know you and your business and provide everything from deposit accounts, for every day money management, to lending solutions that’ll keep up with your growth.
With our Business Services, you get all the convenient features that TFCU has to offer like:
- Personalized service
- Low fees
- Online banking
- Mobile banking
- Remote Deposit Capture
- eStatements
- Low rates
- High dividends
- Access to over 55,000 surcharge-free ATMs, worldwide
Business Deposit Accounts
Basic Business Checking
Basic Business Checking
Keep it cash flow positive while keeping track of the money coming in and going out with Basic Business Checking. Perfect for small businesses that don’t have a lot of transactions.
- No balance requirements
- Low $10 monthly service fee
- 25 free debits per month
- Only $.30 per item after 25 debits
- Open with just $100
- Free debit card
- Free Online Banking
- Free eStatements
- Free overdraft from Savings
Business Bill Pay
Business Bill Pay
Your small business can be a seamless operation starting with how you pay bills. With Business Bill Pay from TFCU, you can pay your business expenses anytime, from anywhere. Easily make any company or individual a payee and schedule your payments with just a few clicks. With Business Bill Pay, you can keep track of your business finances all in one place.
- View and approve pending payments
- Track payment history up to 18 months
- Create audit trails
- Multi-tiered authority levels so you can delegate payment functions
- Same-day and next-day payments
- Extended daily cut off window to submit payments
- Pay multiple invoices with one payment
- Newest security technology to keep your information safe
Business Insured Money Market Account
Business Insured Money Market Account
If you need a safe place to keep your savings and also want to have it available when you need it, then a Business Insured Money Market Account is for you. Get a higher dividend yield than a regular Business Share Account with check writing abilities—so you can use your money when you need it.
- Dividends earned and compounded daily
- Tiered dividends
- Competitive rates
- Money is liquid with no withdrawal fees
- Check writing abilities
Business Plus Checking
Business Plus Checking
Business Plus Checking is a solution for businesses that have a higher transaction volume and liquidity. If that’s your business, you’ll earn dividends, too.
- $2,500 balance requirement
- Just $250 to open
- Earn dividends when average daily balance is $2,500 or more
- No monthly service fee with $2,500 average daily balance
- Free debit card
- 75 free debits per month
- Only $.25 per item after 75 debits
- Low $.25 per item debit fee
- Free Online Banking
- Free eStatements
- Free overdraft from Savings
Business Share Certificate
Business Share Certificate
In business, nothing is guaranteed—except a Business Share Certificate from TFCU. Get a guaranteed return on your investment and a higher dividend yield. At maturity, you can roll into another term, or transfer into a different deposit account.
- As low as $25 to open
- Flexible terms from 12 months to 60 months
- Earn dividends that compound monthly
Business Share Savings
Business Share Savings
Have a safe place to keep all those profits… and watch them grow! Business Share Savings offer you an account that’ll earn dividends and access to your money anytime.
- $25 to opening balance
- No monthly fees
- Free Online Banking
- No minimum balance requirement
Business Lending
At TFCU, we love to see local businesses grow and thrive in our vibrant community. To help you expand, we offer many business lending options that’ll fit your needs. We’re proud to say all decisions are made here, locally.
Share Certificate Secured Loans
Share Certificate Secured Loans
TFCU’s Share Certificate Secured Loans allow you to borrow against what you have on deposit in a Share Account, so you get the lowest rate possible. The best part is the money in your Share Account continues to accrue interest!
- Low fixed rates
- Flexible terms
- Quick turnaround time
- No fees
Commercial Real Estate Loans
Commercial Real Estate Loans
Business growth sometimes means getting a bigger space or purchasing your own property as opposed to leasing. TFCU is here to help with a Commercial Real Estate Loan!
- Use for land, investment properties, office buildings, multi-family, warehouses, and strip centers
- Low fixed rate financing available
- Flexible terms
- Refinancing is also available
Term Loans
Term Loans
Get a Term Loan for your company needs. Use it to purchase equipment or a new vehicle… or just about anything else you need with ease.
- Competitive rates
- Flexible terms
- Use for your business short & long term asset financing
Business Revolving Line of Credit
Business Revolving Line of Credit
At TFCU, we don’t believe in growing pains. When it’s time for your business to expand, we make it easier for you to borrow what you need when you need it. That’s where a Business Revolving Line of Credit can help.
This Line of Credit gives you access to more cash for working capital, large purchases, or just daily business needs. Get approved for an amount, but only pay back what you use… when you use it.
- Get secured and unsecured financing
- Competitive rates
- Pay interest only on what you borrow
To find out more about these types of loans and other business services we have to offer please call our Business Lending Department at 915-926-2518 or our Call Center at 915-843-8328.
Not a member of TFCU yet? Become a member and open your account online! For more information, visit one of our branches or call us at 915-843-TFCU (8328), today!