Convenience Cards
Gift Cards | No Longer Offered |
Travel Card | $10.00 |
Savings Account Fees
Savings Account Withdrawal | $1.00 per Withdrawal after six (6) per month |
Gem Savings Account Service | $8.00 per month |
Other Service Fees (Applicable to all accounts)
Account History Printout | $5.00 per 5 days of history |
Account Closure | $25.00 (if opened less than six (6) months) |
Account Reconciliation | $20.00 per hour |
Account Research | $30.00 per hour |
Attorney Letter/Collection | $75.00 per letter |
Check Photocopy | $3.00 per item |
Corporate Check | $5.00 per check; $2.50 Prime and Gem |
Guaranteed Signature | $25.00 each |
Inactive Account | $5.00 per month (withdrawn after one (1) year inactive period) |
Insufficient Funds Fee Loan Payment Reversal | $30.00 per item |
***Insufficient Funds Fee | $30.00 per Item |
Money Order | $5.00 per Money Order; $2.50 Prime and Gem |
Non-Member Check Cashing Fee | $3.00 |
Non-Member Credit Card Cash Advance | $10.00 per transaction |
Notary Fee | $6.00 |
Payments from external accounts Visa, MC (debit card only) | $4.95 |
Payments from external accounts Visa, MC, Discover (credit card only) | 4.00 % |
Payments from external accounts ACH | $4.95 |
Returned Mail Fee | $5.00 per item |
Runner Collection for Insufficient Funds Fee | $10.00 per item |
Skip-A-Payment Fee | $30.00 each |
Statement Copy | $5.00 per statement |
Statement Fee | $1.00 |
Stop Payment ACH/Corporate Check | $50.00 per item |
Telephone Transfer | $3.00 per call (three (3) free telephone transfers for Prime members) |
Verification of Deposit | $25.00 per item |
MasterCard Debit Card Replacement | $5.00 |
Western Union | $15.00 |
Wire Transfer (Incoming) | Free |
Wire Transfer (Outgoing) | $30.00 per transfer; $15.00 Prime and Gem |
Wire Transfer (Outgoing - International) | $50.00 per transfer |
Checking Account Fees
Bill Payer | No charge per month |
Business Bill Payer | No charge per month |
Check Printing (Clarke American) | Prices may vary depending upon style |
Checking Account Service | Free |
Gem Checking Account Service | $8.00 per month |
***Courtesy Pay | $30.00 per item |
Insufficient Funds | $30.00 per item |
PayLyn Insufficient Funds Fees | $22.00 per item |
Re-Enter for Insufficient Funds Fees Items | $30.00 per item |
Stop Payment ACH/Personal Check | $30.00 per item |
Stop Payment for Series of Checks in Sequence | $30.00 per series |
EFT Fees
***ACH or ATM Insufficient Funds Fee | $30.00 per item |
ACH Exception | $10.00 per item |
ATM Foreign Transaction | $5.00 per transaction |
Overdraft Protection Fee
Line of Credit Advance (Increments of $100.00) | $5.00 per advance |
Safe Deposit Box Fees
5 x 10 Box | $50.00 |
10 x 10 Box | $100.00 |
*Emergency Drill Schedule (Member No-Show) | $100.00 |
Key Deposit | $25.00 |
Lost Key (1) | $9.00 |
Both Keys Lost (Lock Replacement and/or *Emergency Drill) | $100.00 |
*Emergency Drill – Includes opening lock, lock Repair, 2 keys, PAK envelope, and basic service call. This fee will only be charged when no other service is performed.
***Fee applies when insufficient funds are created by check, in person withdrawal, ATM withdrawal, or other electronic means.
Click here to view our complete Truth-In-Savings Disclosure.