Convenience Cards
| Gift Cards | $2.95 |
| Reloadable Card | $10.00 |
| Reload Fee | $5.00 |
| Travel Card | $10.00 |
Savings Account Fees
| Savings Account Withdrawal | $1.00 per Withdrawal after six (6) per month |
| Gem Savings Account Service | $8.00 per month |
Other Service Fees (Applicable to all accounts)
| Account History Printout | $5.00 per 5 days of history |
| Account Closure | $20.00 (if opened less than six (6) months) |
| Account Reconciliation | $20.00 per hour |
| Account Research | $20.00 per hour |
| Attorney Letter/Collection | $50.00 per letter |
| Check Photocopy | $3.00 per item |
| Corporate Check | $3.00 per check; $1.50 Prime and Gem |
| Guaranteed Signature | $5.00 |
| Inactive Account | $5.00 per month (withdrawn after one (1) year inactive period) |
| Insufficient Funds Fee Loan Payment Reversal | $30.00 per item |
| ***Insufficient Funds Fee | $30.00 per Item |
| Money Order | $3.00 per Money Order; $1.50 Prime and Gem |
| Non-Member Check Cashing Fee | $3.00 |
| Non-Member Credit Card Cash Advance | $10.00 per transaction |
| Payments from external accounts Visa, MC (debit card only) | $4.95 |
| Payments from external accounts Visa, MC (credit card only) | 4.00 % |
| Payments from external accounts ACH | $4.95 |
| Returned Mail Fee | $1.00 per item |
| Runner Collection for Insufficient Funds Fee | $10.00 per item |
| Statement Copy | $5.00 per statement |
| Statement Fee | $1.00 |
| Stop Payment ACH/Corporate Check | $30.00 per item |
| Telephone Transfer | $3.00 per call (three (3) free telephone transfers for Prime members) |
| Verification of Deposit | $10.00 per item |
| MasterCard Debit Card Replacement | $5.00 |
| Western Union | $15.00 |
| Wire Transfer (Incoming) | $5.00 per transfer |
| Wire Transfer (Outgoing) | $15.00 per transfer; $7.50 Prime and Gem |
Checking Account Fees
| Bill Payer | No charge per month |
| Check Printing (Clarke American) | Prices may vary depending upon style |
| Checking Account Service | No Charge with Direct Deposit. $4.00 per month if
the minimum balance is not maintained. |
| Gem Checking Account Service | $8.00 per month |
| ***Courtesy Pay | $30.00 per item |
| Insufficient Funds | $30.00 per item |
| PayLyn Insufficient Funds Fees | $22.00 per item |
| Re-Enter for Insufficient Funds Fees Items | $30.00 per item |
| Stop Payment/Personal or Corporate Check | $30.00 per item |
Stop Payment for Series of Checks in Sequence | $30.00 per series |
EFT Fees
| ***ACH or ATM Insufficient Funds Fee | $30.00 per item |
| ACH Exception | $10.00 per item |
| ATM Foreign Transaction | $2.00 per transaction |
Overdraft Protection Fee
| Line of Credit Advance (Increments of $100.00) | $5.00 per advance |
Safe Deposit Box Fees
| 5 x 10 Box | $45.00 |
| 10 x 10 Box | $80.00 |
| *Emergency Drill Schedule (Member No-Show) | $100.00 |
| Key Deposit | $25.00 |
| Lost Key (1) | $9.00 |
| Both Keys Lost (Lock Replacement and/or *Emergency Drill) | $100.00 |
*Emergency Drill – Includes opening lock, lock Repair, 2 keys, PAK envelope, and basic service call. This fee will only be charged when no other service is performed.
***Fee applies when insufficient funds are created by check, in person withdrawal, ATM withdrawal, or other electronic means.
Click here to view our complete Truth-In-Savings Disclosure.
