Other Service Fees (Applicable to all accounts)
| Account History Printout | $5.00 per 5 days of history |
| Account Closure | $25.00 (if opened less than six (6) months) |
| Account Reconciliation | $20.00 per hour |
| Account Research | $50.00 per hour |
| Attorney Letter/Collection | $75.00 per letter |
| Check Photocopy | $5.00 per item |
| Corporate/Cashier Check | $10.00 per check |
| Guaranteed Signature | $50.00 each |
| Inactive Account | $15.00 per month (withdrawn after one (1) year inactive period) |
| Money Order | No longer offered |
| Non-Member Check Cashing Fee | $3.00 |
| Non-Member Credit Card Cash Advance | $15.00 per transaction |
| Non-Sufficient Funds | $39.95 per item |
| Non-Sufficient Funds Fee Loan Payment Reversal | $39.95 per item |
| Notary Fee | $6.00 |
| Payments from external accounts Visa, MC (debit card only) | $4.95 |
| Payments from external accounts Visa, MC, Discover (credit card only) | 4.00 % |
| Payments from external accounts ACH | $4.95 |
| Return Mail Fee | $10.00 per item |
| Runner Collection for Insufficient Funds Fee | $10.00 per item |
| Skip-A-Payment Fee | $30.00 each |
| Statement Copy | $5.00 per statement |
| Statement Fee | $2.50 |
| Stop Payment ACH/Corporate Check | $50.00 per item |
| Telephone Transfer | $3.00 per call |
| Verification of Deposit | $25.00 per item |
| MasterCard Debit Card Replacement | $5.00 |
| Debit Card Non-Standard Design Fee | $5.00 |
| Western Union | $20.00 |
| Wire Transfer (Incoming) | Free |
| Wire Transfer (Outgoing) | $30.00 per transfer |
Checking Account Fees
| Bill Payer | No charge per month |
| Business Bill Payer | $4.95 per month |
| Check Printing (Clarke American) | Prices may vary depending upon style |
| Checking Account Service | Free |
| ***Courtesy Pay | |
| Each transaction under $10 | $5.00 per transaction |
| Each transaction over $10 | $19.00 per transaction |
| Non-Sufficient Funds | $39.95 per item |
| PayLyn Non-Sufficient Funds Fees | $22.00 per item |
| Re-Enter for Non-Sufficient Funds Fee Items | $10.00 per item (each submission/resubmission) |
| Stop Payment ACH/Personal Check | $39.95 per item |
Stop Payment for Series of Checks in Sequence | $39.95 per series |
EFT Fees
| ***ACH or ATM Non-Sufficient Funds Fee | $39.95 per item |
| ACH Exception | $10.00 per item |
| ATM Foreign Transaction | $5.00 per transaction |
Overdraft Protection Fee
| Line of Credit Advance (Increments of $100.00) | $5.00 per advance |
| +Overdraft Protection Transfer Fee | $10.00 each |
Safe Deposit Box Fees
| 5 x 10 Box | $50.00 |
| 10 x 10 Box | $100.00 |
| *Emergency Drill Schedule (Member No-Show) | $100.00 |
| Key Deposit | $25.00 |
| Lost Key (1) | $9.00 |
| Both Keys Lost (Lock Replacement and/or *Emergency Drill) | $100.00 |
***Fee applies when insufficient funds are created by check, in person withdrawal, ATM withdrawal, or other electronic means.
+This fee will be incurred if any automatic transfer is made from a share/savings account into another account to cover overdraft/non-sufficient funds in that account, regardless of Regulation D limits.
*Emergency Drill – Includes opening lock, lock Repair, 2 keys, PAK envelope, and basic service call. This fee will only be charged when no other service is performed.