IRA Rates

IRAs help you to begin investing for a secure future and can save you tax dollars when you contribute and while your money grows. TFCU offers Traditional, Roth and Education IRA accounts.

IRA Share Certificates are also available and offer the same rates and terms as our Traditional and Jumbo Share Certificates.

Declaration Date 03-21-2018

Account TypeDividend RateAPY*
IRA0.35%0.35%Quarterly Dividends; $1.00 Min. Balance

Earns Dividends - Quarterly

Dividends are paid and compounded quarterly.
Please note that the rates may change after the account is opened.
The annual percentage yields are accurate as of 04-13-2018.

*All rates stated as Annual Percentage Yields. Rates are in effect until further notice and are subject to change by the Board of Directors. You may call (915) 843-TFCU(8328) for additional rate information. Three and six month share certificate dividends are paid at maturity. Twelve to sixty month share certificate dividends are paid and compounded quarterly. We may impose a penalty if you withdraw any of the principal before the maturity date. The amount of the early withdrawal penalty is based on the term of your account. You must be eligible for membership. The minimum balance required to open a share savings account for membership is $25.00.

**Transfer limitations. For all share savings accounts, you may make no more than six (6) transfers and withdrawals from your account to another account of yours or to a third party in any month by means of a preauthorized, automatic or internet transfer, by telephonic order or instruction, or by check, draft, debit card or similar order. If you exceed these limitations, your account may be subject to a fee or be closed.

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