Share Certificate Rates

Effective Date 07-18-2018

Share Certificate

Type      

Term

Minimum

Deposit

Dividend

Rate

Dividend Paid

Quarterly APY*

Dividend Paid

Monthly APY*

Dividend Paid

At Maturity APY*

Regular Certificates

91 Days     $2,500.00

0.75%

N/A

N/A

0.75%

Regular Certificates

6 Months$2,500.00

1.00%

N/A

N/A

1.00%

Save A Lot Certificate

12 Months

$25.00

1.98%

2.00%

2.00%

N/A

Regular Certificates

12 Months

$500.00

1.98%

2.00%

2.00%

N/A

Regular Certificates

18 Months
Rate Plus

$500.002.03%2.05%2.05%N/A

Regular Certificates

24 Months$500.002.08%2.10%2.10%N/A

Regular Certificates

30 Months
Rate Plus

$500.00

2.13%

2.15%

2.15%

N/A

Regular Certificates

36 Months$500.00

2.23%

2.25%

2.25%

N/A

Regular Certificates

48 Months$500.00

2.38%

2.40%

2.41%

N/A

Regular Certificates

60 Months$500.00

2.62%

2.65%

2.65%

N/A

JUMBO CERTIFICATES Effective Date 07-18-2018

Share Certificate TypeTerm

Minimum

Deposit

Dividend Rate

Dividend Paid

Quarterly APY*

Dividend Paid

Monthly APY*

Dividend Paid

 

At Matuirty APY*

Jumbo Certificates

6 Months$50,000.001.09%N/A1.10%1.09%

Jumbo Certificates

12 Months$50,000.001.98%2.00%2.00%

N/A

Jumbo Certificates

18 Months Rate Plus$50,000.002.13%2.15%2.15%

N/A

Jumbo Certificates

24 Months$50,000.002.18%2.20%2.20%

N/A

Jumbo Certificates

30 Months Rate Plus$50,000.002.23%2.25%2.25%

N/A

Jumbo Certificates

36 Months$50,000.002.33%2.35%2.36%

N/A

Jumbo Certificates

48 Months$50,000.002.48%2.50%2.51%

N/A

Jumbo Certificates

60 Months$50,000.002.72%2.75%2.75%

N/A

Early Withdrawal Penalty: We may impose a penalty if you withdraw any of the principal before the maturity date.

*All rates stated as Annual Percentage Yields. Rates are in effect until further notice and are subject to change by the Board of Directors. You may call (915) 843-TFCU(8328) for additional rate information. Three and six month share certificate dividends are paid at maturity. Twelve to sixty month share certificate dividends are paid and compounded quarterly. We may impose a penalty if you withdraw any of the principal before the maturity date. The amount of the early withdrawal penalty is based on the term of your account. You must be eligible for membership. The minimum balance required to open a share savings account for membership is $25.00.

Back to Top