Share Certificate Rates

Effective Date 07-18-2018

Share Certificate Type      TermDividend RateQuarterly APY*Monthly APY*

Regular Certificates

91 Days    

0.75%

N/A

0.75%

Dividend Paid Monthly; $2,500.00 Min. Deposit

Regular Certificates

6 Months

1.00%

N/A

1.00%

Dividend Paid Monthly; $2,500.00 Min. Deposit

Save A Lot Certificate

12 Months

1.98%

2.00%

2.00%

Dividend Paid Quarterly/Monthly; $25.00 Min. Deposit

Regular Certificates

12 Months

1.98%

2.00%

2.00%

Dividend Paid Quarterly/Monthly; $500.00 Min. Deposit

Regular Certificates

18 Months
Rate Plus

2.03%2.05%2.05%

Dividend paid Quarterly/Monthly; $500.00 Min. Deposit

Regular Certificates

24 Months2.08%2.10%2.10%

Dividend paid Quarterly/Monthly; $500.00 Min. Deposit

Regular Certificates

30 Months
Rate Plus

2.13%

2.15%

2.15%

Dividend paid Quarterly/Monthly; $500.00 Min. Deposit

Regular Certificates

36 Months

2.23%

2.25%

2.25%

Dividend paid Quarterly/Monthly; $500.00 Min. Deposit

Regular Certificates

48 Months

2.38%

2.40%

2.41%

Dividend paid Quarterly/Monthly; $500.00 Min. Deposit

Regular Certificates

60 Months

2.62%

2.65%

2.65%

Dividend paid Quarterly/Monthly; $500.00 Min. Deposit

JUMBO CERTIFICATES Effective Date 07-18-2018

Share Certificate TypeTermDividend RateQuarterly APY*Monthly APY*

Jumbo Certificates

6 Months1.09%N/A1.10%Dividend Paid Monthly; $50,000.00 Min. Deposit

Jumbo Certificates

12 Months1.98%2.00%2.00%

Dividend Paid Quarterly/Monthly; $50,000.00 Min. Deposit

Jumbo Certificates

18 Months Rate Plus2.13%2.15%2.15%

Dividend Paid Quarterly/Monthly; $50,000.00 Min. Deposit

Jumbo Certificates

24 Months2.18%2.20%2.20%

Dividend Paid Quarterly/Monthly; $50,000.00 Min. Deposit

Jumbo Certificates

30 Months Rate Plus2.23%2.25%2.25%

Dividend Paid Quarterly/Monthly; $50,000.00 Min. Deposit

Jumbo Certificates

36 Months2.33%2.35%2.36%

Dividend Paid Quarterly/Monthly; $50,000.00 Min. Deposit

Jumbo Certificates

48 Months2.48%2.50%2.51%

Dividend Paid Quarterly/Monthly; $50,000.00 Min. Deposit

Jumbo Certificates

60 Months2.72%2.75%2.75%

Dividend Paid Quarterly/Monthly; $50,000.00 Min. Deposit

Early Withdrawal Penalty: We may impose a penalty if you withdraw any of the principal before the maturity date.

*All rates stated as Annual Percentage Yields. Rates are in effect until further notice and are subject to change by the Board of Directors. You may call (915) 843-TFCU(8328) for additional rate information. Three and six month share certificate dividends are paid at maturity. Twelve to sixty month share certificate dividends are paid and compounded quarterly. We may impose a penalty if you withdraw any of the principal before the maturity date. The amount of the early withdrawal penalty is based on the term of your account. You must be eligible for membership. The minimum balance required to open a share savings account for membership is $25.00.

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